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Moral Hazard — A Podcast & Video Series

Who actually
pays?

The systems that let it happen.

"Every year, billions disappear. Not in crashes. Not in recessions.
In the gap between what institutions say they do — and what they actually do."
Listen to Episodes Editorial Standards
What This Is

Someone always knew.
Someone always looked away.

Every scheme has a gap — between what was promised and what was delivered, between who was supposed to be watching and who was actually watching. Moral Hazard lives in that gap.

The fraud is never the whole story. The conditions that made it possible, the people who let it continue, the system that will produce it again — that's the story. Reported carefully. Explained so anyone can follow it.

The Deep File
The Current File
The Failure Points
Flagship Episodes
Fully reported. The mechanism, the harm, the systemic failure that made it possible. Every angle examined before a word goes to tape.
35–50 minutes  ·  Every 3–4 weeks
Active Cases
News-reactive coverage of cases as they unfold. What's alleged, what's been proven, and what the indictment actually says — versus what got reported.
20–25 minutes  ·  As cases develop
Closing Segment — Every Episode
The specific moments the system could have intervened and didn't. Named. Listed. Read plainly, without music. No editorializing — the facts do the work.
Every episode  ·  No exceptions

The Dispatch

A bi-weekly newsletter covering cases in the news that didn't make it to a full episode. Three items. One recommendation. Under 400 words. The gap between what gets reported and what actually happened.

Archive

Episodes

00
TRAILER
Trailer
Who Actually Pays When the System Fails?
An introduction to Moral Hazard — the show, the question, and why the answer is almost always the same.
Introduction
Feb 2026
~4 min

Episode 01 — In Production

Subscribe to The Dispatch to be notified when the first full episode drops.
Content Pillars
Financial Fraud

Securities fraud, Ponzi schemes, accounting manipulation, predatory lending.

Predatory Schemes

Immigration scams, affinity fraud, consumer fraud targeting vulnerable communities.

Political Corruption

Campaign finance abuse, pay-to-play contracting, regulatory capture.

Institutional Failure

Regulatory gaps, oversight failures, systems designed to produce bad outcomes.

The Long Con

Historical deep dives. Frauds that unfolded over decades. The past illuminating the present.

The Show

How we work.

These are the standards we hold every episode to. They're published here because accountability reporting should itself be accountable.

Editorial Standards
Claim Standard
Every factual assertion requires a citable primary or credible secondary source. Inference and analysis are clearly labeled as such. Listeners will always know which mode we're in.
Fairness Standard
Any individual or institution named critically gets the opportunity to respond before publication — even if the response is silence. We note on air when comment was sought and what the response was.
Correction Standard
Errors are corrected publicly, at the top of the next relevant episode and in writing on this site. No quiet edits. No buried footnotes.
Ongoing Cases Standard
For Current File episodes covering active litigation, we are explicit about what is alleged versus proven. We commit to following up when cases resolve.
Conflict Standard
Any personal or professional connection to a subject is disclosed on air. Proximity, when disclosed, adds context rather than undermining credibility.
Sponsor Standard
Financial services companies are excluded from sponsorship permanently. Editorial decisions are never influenced by commercial relationships.
Tracker

Open Cases

Cases covered on Moral Hazard that remain in active litigation or investigation. Updated as developments occur. We follow up — always.

Case Summary Jurisdiction Status Last Updated
CM Bufete De Abogados
Immigration Fraud
Five defendants charged with wire fraud, money laundering, and impersonation of federal officers. Operated a fake immigration law firm targeting Spanish-speaking communities via Facebook. Staged fake court hearings with defendants in costume. Three arrested at Newark Airport attempting to flee to Colombia.
E.D.N.Y.
Brooklyn Federal Court
 Active
Feb 2026
Placeholder
To Be Added
Cases covered in future episodes will be tracked here as the show grows. Each entry links to the relevant episode, primary sources, and case docket where available.
—
 Pending
—
Status Key
ActiveIn active litigation or investigation
PendingAwaiting charges, verdict, or sentencing
ResolvedCase concluded — verdict or settlement reached
Contact & Tips

Know something
we should?

If you have information about a fraud, a scheme, a corruption case — or you're a source, a researcher, a journalist, or someone who was directly affected — we want to hear from you. All tips are held in confidence. We will never name a source without explicit permission.

Secure Contact Methods
Email
[email protected]

For general tips and press inquiries. Not recommended for sensitive information.

Signal
Available on request

Contact via email first to arrange a secure Signal conversation for sensitive tips.

SecureDrop
Coming soon

A SecureDrop instance for fully anonymous document and tip submission. In setup.

Source Protection

We operate under standard journalistic source protection principles. We do not reveal the identity of confidential sources. If you are concerned about digital security, contact us via Signal. If you are a whistleblower with legal exposure, we strongly recommend consulting an attorney before making contact.

Submit a Tip

You may submit anonymously. If you provide contact details, we will reach out only via your preferred method.

Do not send sensitive documents via email. Use a secure file sharing service and paste the link here, or arrange via Signal.

This form is not end-to-end encrypted. For sensitive submissions, use Signal or SecureDrop.